.page-disclaimer {
  --terms-rule: rgba(138, 147, 166, .20);
  --terms-gap: clamp(24px, 3.6vw, 52px);
  padding-bottom: clamp(48px, 7vw, 96px);
  background:
    radial-gradient(880px 420px at 84% -8%, rgba(139, 92, 246, .16), transparent 62%),
    radial-gradient(720px 380px at 4% 2%, rgba(53, 224, 208, .10), transparent 66%);
}

.page-disclaimer .breadcrumbs {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  padding-top: clamp(16px, 2.4vw, 26px);
  font-size: 13px;
  letter-spacing: .06em;
  color: var(--stone);
}

.page-disclaimer .breadcrumbs a {
  color: var(--stone);
  text-decoration: none;
}

.page-disclaimer .breadcrumbs a:hover {
  color: var(--cyan);
}

.page-disclaimer .terms-head {
  padding-top: clamp(18px, 3vw, 34px);
}

.page-disclaimer .terms-head h1 {
  margin: 12px 0 0;
  font-family: var(--font-display);
  font-size: clamp(32px, 5.4vw, 60px);
  line-height: 1.1;
  letter-spacing: -.02em;
  font-weight: 800;
  color: var(--bone);
  max-width: 18em;
}

.page-disclaimer .terms-lead {
  margin: 18px 0 0;
  max-width: 60ch;
  font-size: clamp(16px, 1.9vw, 18px);
  line-height: 1.75;
  color: rgba(242, 239, 233, .80);
}

.page-disclaimer .rule-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 14px;
  margin-top: clamp(22px, 3.2vw, 36px);
}

.page-disclaimer .rule-card {
  --card-accent: var(--cyan);
  display: grid;
  gap: 6px;
  padding: 20px 20px 22px;
  border: 1px solid var(--line);
  border-left: 2px solid var(--card-accent);
  border-radius: var(--radius-m);
  background: linear-gradient(155deg, rgba(28, 39, 64, .72), rgba(11, 18, 32, .78));
  text-decoration: none;
  transition: border-color .22s var(--ease), transform .22s var(--ease), background .22s var(--ease);
}

.page-disclaimer .rule-card--violet { --card-accent: var(--violet); }
.page-disclaimer .rule-card--orange { --card-accent: var(--orange); }

.page-disclaimer .rule-card:hover,
.page-disclaimer .rule-card:focus-visible {
  border-color: var(--card-accent);
  transform: translateY(-3px);
  background: linear-gradient(155deg, rgba(28, 39, 64, .92), rgba(11, 18, 32, .92));
}

.page-disclaimer .rule-card__num {
  font-family: var(--font-mono);
  font-size: 12px;
  font-weight: 600;
  letter-spacing: .12em;
  color: var(--card-accent);
}

.page-disclaimer .rule-card__title {
  font-family: var(--font-display);
  font-size: 17px;
  line-height: 1.4;
  font-weight: 700;
  color: var(--bone);
}

.page-disclaimer .rule-card__text {
  font-size: 14px;
  line-height: 1.7;
  color: rgba(242, 239, 233, .70);
}

.page-disclaimer .terms-figure {
  margin: clamp(24px, 3.8vw, 44px) 0 0;
}

.page-disclaimer .terms-figure img {
  display: block;
  width: 100%;
  max-width: 100%;
  height: auto;
  border-radius: var(--radius-l);
  border: 1px solid var(--line);
  object-fit: cover;
}

.page-disclaimer .terms-figure figcaption {
  margin-top: 10px;
  font-size: 13px;
  letter-spacing: .02em;
  color: var(--stone);
}

.page-disclaimer .terms-layout {
  margin-top: var(--terms-gap);
}

.page-disclaimer .terms-rail {
  padding: 14px 0 18px;
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
  margin-bottom: clamp(20px, 3vw, 32px);
}

.page-disclaimer .index-rail__label {
  margin: 0 0 10px;
  font-size: 12px;
  letter-spacing: .16em;
  text-transform: uppercase;
  color: var(--stone);
}

.page-disclaimer .index-rail__link {
  display: flex;
  align-items: baseline;
  gap: 8px;
  padding: 6px 0;
  font-size: 14px;
  letter-spacing: .04em;
  color: rgba(242, 239, 233, .74);
  text-decoration: none;
  border-bottom: 1px solid transparent;
  transition: color .2s var(--ease), border-color .2s var(--ease);
}

.page-disclaimer .index-rail__link:hover,
.page-disclaimer .index-rail__link[aria-current="true"] {
  color: var(--cyan);
  border-bottom-color: rgba(53, 224, 208, .55);
}

.page-disclaimer .index-rail__num {
  font-family: var(--font-mono);
  font-size: 11px;
  letter-spacing: .08em;
  color: var(--stone);
}

.page-disclaimer .index-rail__link[aria-current="true"] .index-rail__num {
  color: var(--moss);
}

.page-disclaimer .terms-rail {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  column-gap: 16px;
}

.page-disclaimer .terms-rail .index-rail__label {
  grid-column: 1 / -1;
}

.page-disclaimer .terms-section {
  display: grid;
  grid-template-columns: 2.6em minmax(0, 1fr);
  gap: 4px 12px;
  padding: clamp(20px, 2.6vw, 30px) 0;
  border-top: 1px solid var(--terms-rule);
  scroll-margin-top: calc(var(--rail-top) + 24px);
}

.page-disclaimer .terms-section:first-child {
  border-top: 0;
  padding-top: 0;
}

.page-disclaimer .terms-section__num {
  padding-top: 5px;
  font-family: var(--font-mono);
  font-size: 12px;
  font-weight: 600;
  letter-spacing: .1em;
  color: var(--cyan);
}

.page-disclaimer .terms-section__title {
  margin: 0 0 12px;
  font-family: var(--font-display);
  font-size: clamp(19px, 2.2vw, 23px);
  line-height: 1.35;
  font-weight: 700;
  letter-spacing: -.01em;
  color: var(--bone);
}

.page-disclaimer .terms-section__body p {
  margin: 0 0 10px;
  font-size: 16px;
  line-height: 1.78;
  color: rgba(242, 239, 233, .78);
}

.page-disclaimer .terms-section__body p:last-child {
  margin-bottom: 0;
}

.page-disclaimer .terms-section__body a {
  color: var(--cyan);
  text-decoration: none;
  border-bottom: 1px solid rgba(53, 224, 208, .38);
  transition: border-color .2s var(--ease);
}

.page-disclaimer .terms-section__body a:hover {
  border-bottom-color: var(--cyan);
}

.page-disclaimer .terms-contact {
  margin-top: clamp(28px, 4vw, 52px);
  padding: clamp(22px, 3.4vw, 40px);
  border-radius: var(--radius-l);
  border: 1px solid rgba(53, 224, 208, .22);
  background:
    linear-gradient(150deg, rgba(53, 224, 208, .12), rgba(28, 39, 64, .74) 52%, rgba(11, 18, 32, .92));
}

.page-disclaimer .terms-contact__title {
  margin: 0;
  font-family: var(--font-display);
  font-size: clamp(20px, 2.6vw, 28px);
  line-height: 1.3;
  font-weight: 700;
  color: var(--bone);
}

.page-disclaimer .terms-contact__text {
  margin: 12px 0 0;
  max-width: 56ch;
  font-size: 15px;
  line-height: 1.75;
  color: rgba(242, 239, 233, .76);
}

.page-disclaimer .terms-contact__list {
  list-style: none;
  margin: 20px 0 0;
  padding: 0;
  display: grid;
  gap: 10px;
}

.page-disclaimer .terms-contact__list li {
  display: flex;
  flex-wrap: wrap;
  align-items: baseline;
  gap: 10px;
  padding-bottom: 10px;
  border-bottom: 1px solid var(--line);
}

.page-disclaimer .terms-contact__label {
  flex: 0 0 auto;
  font-size: 12px;
  letter-spacing: .12em;
  color: var(--stone);
}

.page-disclaimer .terms-contact__value {
  font-family: var(--font-mono);
  font-size: 15px;
  font-weight: 600;
  color: var(--bone);
  word-break: break-word;
}

.page-disclaimer .terms-contact__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 22px;
}

@media (min-width: 700px) {
  .page-disclaimer .rule-grid {
    grid-template-columns: repeat(3, minmax(0, 1fr));
  }

  .page-disclaimer .terms-contact__list {
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 14px 28px;
  }
}

@media (min-width: 980px) {
  .page-disclaimer .terms-layout {
    display: grid;
    grid-template-columns: 190px minmax(0, 1fr);
    gap: clamp(28px, 4vw, 64px);
    align-items: start;
  }

  .page-disclaimer .terms-rail {
    position: sticky;
    top: var(--rail-top);
    display: block;
    margin-bottom: 0;
    padding: 0 0 0 2px;
    border-top: 0;
    border-bottom: 0;
    border-left: 1px solid var(--line);
    padding-left: 16px;
  }

  .page-disclaimer .index-rail__link {
    padding: 7px 0;
    font-size: 13px;
  }

  .page-disclaimer .terms-section {
    grid-template-columns: 3.4em minmax(0, 1fr);
    gap: 6px 18px;
  }
}

@media (prefers-reduced-motion: reduce) {
  .page-disclaimer .rule-card,
  .page-disclaimer .index-rail__link {
    transition: none;
  }

  .page-disclaimer .rule-card:hover,
  .page-disclaimer .rule-card:focus-visible {
    transform: none;
  }
}
<<<END>>>